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County Market Report · Palm Beach, FL · Property & Casualty

The independent insurance market in Palm Beach County

Palm Beach is the 3rd-largest of 67 Florida counties by active P&C agency count, with 2,931 licensed agencies and 4,086 active 2-20 general-lines agents on the state register.

Active agencies
2,931
3rd of 67 FL counties
2-20 agents
4,086
active general-lines licenses
New agencies (12mo)
268
3rd statewide
Median appointments
8
per 2-20 agent · state 7

The market read

What the numbers say about Palm Beach County’s structure — each read traceable to the figures above, from public records only.

Market structure
A market of small and solo shops
The typical agency runs 1.4 agents. Half of Palm Beach's 2-20 agents carry 8 or fewer carrier appointments, and the bottom quarter carry 3 or fewer — the long fragmented tail of an unconsolidated market.
Placement breadth
Broad carrier appetite — real placement options
Over the last 90 days the top three appointing carriers accounted for 49% of new 2-20 appointments in Palm Beach. New capacity is spread across many carriers, so an agency here has room to diversify.
Talent pipeline
Producers enter more slowly than the state norm
309 new 2-20 producers were licensed in Palm Beach over the past year — about 11% of the agency base, below the state's 14% replenishment rate.
Formation momentum
New-agency formation has cooled
99 new agencies formed in the last six months versus 146 in the prior six — down 32%.
Wondering where your own book sits in this market? Ask the advisor →

Agency formation in Palm Beach County

268 new agency licenses were issued in Palm Beach over the trailing 12 months — the 3rd-most of any Florida county, out of 2,776 statewide. New-agency licensing is the clearest public signal of where the market is growing versus consolidating — the full month-by-month trend for the trailing 24 months is in the report below.

The full Palm Beach County report

The median 2-20 agent in Palm Beach holds 8 distinct carrier appointments, above the statewide median of 7. The full percentile spread — and where a book like yours sits in it — is in the report.

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New-licensee pipeline
Newly licensed agents by class (2-20, personal lines, 4-40, adjusters) across 90-day and 12-month windows — the local hiring pool.
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Full appointment spread
The complete percentile distribution of carrier appointments per agent — place your own book against the market.
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Who's appointing now
The carriers issuing the most new 2-20 appointments in this county over the last 90 days — where placement capacity is opening.
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Formation, month by month
The full 24-month new-agency licensing trend — is this market accelerating or cooling, and since when.
Get the full Palm Beach County report

The complete report — licensee pipeline by class, the full carrier-appointment spread, and the carriers appointing now — emailed as a print-ready page. Free, from public records.

No spam. One email with your report. Aggregate public-record data only.
How we handle this data
Public records only
Built from state licensing and carrier-appointment records — never from any agency’s private book.
We never sell your data or broker your agency
Pexara is not a broker. We don’t list agencies for sale and we don’t represent buyers against you.
Benchmarks only at n ≥ 5
The market briefing adds peer comparisons only when at least five agencies are pooled — never identifying another operator.

Other Florida county markets

Miami-Dade County
5,564 agencies · 637 new/yr
Broward County
4,493 agencies · 490 new/yr
Orange County
1,941 agencies · 235 new/yr
Hillsborough County
1,864 agencies · 192 new/yr
Pinellas County
1,456 agencies · 113 new/yr
Duval County
906 agencies · 60 new/yr
Lee County
881 agencies · 70 new/yr
Seminole County
692 agencies · 39 new/yr

Built entirely from public records — State licensing and carrier-appointment registries (FL DFS, TX TDI), Pexara vertical-data store. Retrieved 2026-07-02. No individual agency is named on these pages. Counts are of licensed agency entities with P&C qualification, assigned to metro by county of record. Platform-owned = agencies identified as owned by a consolidation platform; the remainder are independent. Figures are a point-in-time snapshot; week-over-week movement is available only from 2026-06-12 forward.