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Market Intelligence · Florida · Property & Casualty

Where Florida independents stand in a consolidating market.

9,945 independent P&C agencies operate across Florida 95.3% of the market is still independent, with just 3.9% owned by consolidation platforms. See how your metro compares before consolidation reaches your renewals.

Independent agencies
9,945
10,436 P&C-licensed total
Still independent
95.3%
not platform-owned
Platform-owned
3.9%
410 agencies
Metros covered
4
drill in below

Florida metros by agency count

See the whole state at a glance, then drill into a market. Platform penetration is shown alongside — how far consolidation has already reached each metro.

Miami
2,518 · 5.5% owned
Tampa
1,440 · 5.1% owned
Orlando
1,181 · 5.8% owned
Jacksonville
523 · 5.5% owned
Miami
2,518
agencies
94%
independent
15
med. carriers
View the Miami market →
Tampa
1,440
agencies
94%
independent
12
med. carriers
View the Tampa market →
Orlando
1,181
agencies
94%
independent
14
med. carriers
View the Orlando market →
Jacksonville
523
agencies
94%
independent
15
med. carriers
View the Jacksonville market →
How we handle this data
Public records only
Built from state licensing and carrier-appointment records — never from any agency’s private book.
We never sell your data or broker your agency
Pexara is not a broker. We don’t list agencies for sale and we don’t represent buyers against you.
Benchmarks only at n ≥ 5
Inside your private portal, peer comparisons appear only when at least five agencies are pooled — never identifying another operator.

See where your agency sits in Florida.

Request the Florida agency landscape briefing — a short walkthrough of your metro’s structure and where your book falls within it. No cost, no obligation.

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Other states
Texas · 9,100 independents (0.2% owned)

Built entirely from public records — State licensing and carrier-appointment registries (FL DFS, TX TDI), Pexara vertical-data store. Retrieved 2026-07-02. No individual agency is named on these pages. Counts are of licensed agency entities with P&C qualification, assigned to metro by county of record. Platform-owned = agencies identified as owned by a consolidation platform; the remainder are independent. Figures are a point-in-time snapshot; week-over-week movement is available only from 2026-06-12 forward.