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Market Intelligence · San Antonio, TX · Property & Casualty

The independent insurance market in San Antonio

655 P&C-licensed agencies operate in San Antonio — 99.2% still independent, 4 owned by consolidation platforms. Here’s how the market is structured.

Agencies
655
P&C-licensed in metro
Still independent
99.2%
650 agencies
Platform-owned
0.6%
4 agencies
With active appointments
542
carrier-appointed agencies

How San Antonio is structured

Carrier appointments measure an agency’s scale and reach. A market with a long tail of single-carrier agencies is fragmented — the structural signature of one that hasn’t consolidated yet.

9
median carrier appointments
per agency
32
single-carrier agencies
6% of appointed agencies
0.6%
consolidation penetration
platform-owned share

San Antonio is effectively greenfield — 99.2% of agencies remain independent, and 6% of appointed agencies carry just one carrier. The fragmentation runway is wide and largely unconsolidated.

How we handle this data
Public records only
Built from state licensing and carrier-appointment records — never from any agency’s private book.
We never sell your data or broker your agency
Pexara is not a broker. We don’t list agencies for sale and we don’t represent buyers against you.
Benchmarks only at n ≥ 5
Inside your private portal, peer comparisons appear only when at least five agencies are pooled — never identifying another operator.

See where your agency sits in San Antonio.

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Other Texas markets

Dallas–Fort Worth
2,788 agencies · 0.3% owned
Houston
2,519 agencies · 0.3% owned
Austin
729 agencies · 0.0% owned

Built entirely from public records — State licensing and carrier-appointment registries (FL DFS, TX TDI), Pexara vertical-data store. Retrieved 2026-07-02. No individual agency is named on these pages. Counts are of licensed agency entities with P&C qualification, assigned to metro by county of record. Platform-owned = agencies identified as owned by a consolidation platform; the remainder are independent. Figures are a point-in-time snapshot; week-over-week movement is available only from 2026-06-12 forward.