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County Market Report · Lake, FL · Property & Casualty

The independent insurance market in Lake County

Lake is the 20th-largest of 67 Florida counties by active P&C agency count, with 308 licensed agencies and 679 active 2-20 general-lines agents on the state register.

Active agencies
308
20th of 67 FL counties
2-20 agents
679
active general-lines licenses
New agencies (12mo)
24
19th statewide
Median appointments
8
per 2-20 agent · state 7

The market read

What the numbers say about Lake County’s structure — each read traceable to the figures above, from public records only.

Market structure
Agencies here run larger than the state's solo-shop norm
The typical agency runs 2.2 agents. Half of Lake's 2-20 agents carry 8 or fewer carrier appointments, and the bottom quarter carry 3 or fewer — the structure of a more consolidated market.
Placement breadth
Broad carrier appetite — real placement options
Over the last 90 days the top three appointing carriers accounted for 43% of new 2-20 appointments in Lake. New capacity is spread across many carriers, so an agency here has room to diversify.
Talent pipeline
Producers enter faster than the state norm
61 new 2-20 producers were licensed in Lake over the past year — about 20% of the agency base, above the state's 14% replenishment rate.
Wondering where your own book sits in this market? Ask the advisor →

Agency formation in Lake County

24 new agency licenses were issued in Lake over the trailing 12 months — the 19th-most of any Florida county, out of 2,776 statewide. New-agency licensing is the clearest public signal of where the market is growing versus consolidating — the full month-by-month trend for the trailing 24 months is in the report below.

The full Lake County report

The median 2-20 agent in Lake holds 8 distinct carrier appointments, above the statewide median of 7. The full percentile spread — and where a book like yours sits in it — is in the report.

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New-licensee pipeline
Newly licensed agents by class (2-20, personal lines, 4-40, adjusters) across 90-day and 12-month windows — the local hiring pool.
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Full appointment spread
The complete percentile distribution of carrier appointments per agent — place your own book against the market.
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Who's appointing now
The carriers issuing the most new 2-20 appointments in this county over the last 90 days — where placement capacity is opening.
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Formation, month by month
The full 24-month new-agency licensing trend — is this market accelerating or cooling, and since when.
Get the full Lake County report

The complete report — licensee pipeline by class, the full carrier-appointment spread, and the carriers appointing now — emailed as a print-ready page. Free, from public records.

No spam. One email with your report. Aggregate public-record data only.
How we handle this data
Public records only
Built from state licensing and carrier-appointment records — never from any agency’s private book.
We never sell your data or broker your agency
Pexara is not a broker. We don’t list agencies for sale and we don’t represent buyers against you.
Benchmarks only at n ≥ 5
The market briefing adds peer comparisons only when at least five agencies are pooled — never identifying another operator.

Other Florida county markets

Miami-Dade County
5,564 agencies · 637 new/yr
Broward County
4,493 agencies · 490 new/yr
Palm Beach County
2,931 agencies · 268 new/yr
Orange County
1,941 agencies · 235 new/yr
Hillsborough County
1,864 agencies · 192 new/yr
Pinellas County
1,456 agencies · 113 new/yr
Duval County
906 agencies · 60 new/yr
Lee County
881 agencies · 70 new/yr

Built entirely from public records — State licensing and carrier-appointment registries (FL DFS, TX TDI), Pexara vertical-data store. Retrieved 2026-07-02. No individual agency is named on these pages. Counts are of licensed agency entities with P&C qualification, assigned to metro by county of record. Platform-owned = agencies identified as owned by a consolidation platform; the remainder are independent. Figures are a point-in-time snapshot; week-over-week movement is available only from 2026-06-12 forward.